Term of Services

๐Ÿ“„ Terms & Conditions

By accessing or using our website, services, or APIs, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree, please do not use our platform.

1. ๐Ÿงพ Service Overview

qwikupipayย  provides a platform that allows merchants and small businesses to generate UPI payment links and QR codes to receive payments directly into their own UPI accounts.
We are not a licensed payment gateway, and we do not hold, store, or process customer funds.

2. โœ… Eligibility

To use our services, you must:

  • Be 18 years or older

  • Provide a valid PAN card, mobile number, and UPI ID

  • Use the platform for legitimate business or service purposes only

We reserve the right to approve or reject any registration request at our sole discretion.

3. ๐Ÿ”’ User Responsibility

By using our platform, you agree to:

  • Use accurate and up-to-date personal information

  • Not misuse the platform for illegal, fraudulent, or misleading purposes

  • Be responsible for maintaining the confidentiality of your login information

  • Accept full responsibility for all payments collected through your UPI ID

You are solely responsible for the delivery of goods/services linked to your payment requests.

4. ๐Ÿ” Data Privacy

We respect your privacy. Please review our Privacy Policy to understand how we collect and use your information.
We do not store any sensitive bank details or UPI PINs.

5. โš ๏ธ Prohibited Activities

You may not use our service for:

  • Money laundering, gambling, or any illegal activity

  • Scams, phishing, or impersonation

  • Selling prohibited goods/services (drugs, weapons, etc.)

Violating these terms may result in immediate account suspension or legal action.

6. ๐Ÿšซ Disclaimer of Liability

We are not responsible for:

  • Delays or failures in payment caused by third-party UPI apps or banks

  • Disputes between merchants and customers

  • Losses due to misuse of your UPI ID or account credentials

Use of the platform is at your own risk.

7. ๐Ÿ”„ Modifications

We may update these Terms from time to time. Continued use of our platform after changes implies acceptance of the new terms. Please review this page regularly.

8. ๐Ÿงพ Fees & Charges

Currently, we may charge a small service fee or offer free use depending on the plan. Any charges will be clearly communicated before use.

9. ๐Ÿ›‘ Termination

We reserve the right to suspend or terminate your account at any time if you violate these Terms or abuse the service in any way.

10. โš–๏ธ Governing Law

These Terms are governed by the laws of India. Any legal disputes shall be subject to jurisdiction in the courts of City/State.

๐Ÿ“ฉ Contact Us

For any questions, support, or complaints:

Email: support@qwikupipay.in
Website: qwikupipay.in